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How Much Should Tattoo Artists Save for Taxes?

October 4, 2026 · 6 min read

The short answer

Most self-employed tattoo artists in the U.S. set aside 25–35% of their profit for taxes. Profit means what you collected minus business expenses. This is a general rule of thumb, not tax advice — your exact number depends on your income, state and deductions.

Why it's more than you expect

When you're self-employed, nobody withholds tax from your pay. You owe regular income tax plus self-employment tax of 15.3%, which covers Social Security and Medicare. Employees split that with their employer; you pay all of it.

Quarterly estimated payments

The IRS expects self-employed people to pay during the year, usually in four installments around mid-April, mid-June, mid-September and mid-January. Missing them can mean penalties.

Common write-offs for tattoo artists

Expenses that are ordinary and necessary for your business can usually be deducted, such as:

  • Needles, cartridges, ink, gloves, barrier film and other supplies
  • Booth or chair rent
  • Machines, power supplies and furniture
  • Advertising, website and software subscriptions
  • Convention fees and work travel

A simple habit that works

Every time you get paid, move your set-aside percentage into a separate savings account. Keep receipts in one place. Before filing, talk to a tax professional — they can often find deductions you missed.

This article is general information only, not legal, medical, tax or financial advice.